ChipIn - fundraising aid

"ChipIn is a Web-based service that simplifies the process of collecting money from groups of people. We make this process quick, easy, and secure, and we provide organizers with numerous ways to get the word out about their ChipIn event."

Enough vendors have finally mastered the art of securely accepting credit card or PayPal transactions, why not extend that to normal people who don't have merchant IDs?  And why not give them a handy widget to toss into their website to make it easy to hand-hold interested donators right to the donation process?  Slick!

Note: I have not used this service, just found it and like the idea of it.  If anyone knows of or has used a similar service, I'd be very much interested in your reviews!